Our History at PFSB

At Perpetual Federal Savings Bank, we handle the paperwork so you can focus on what matters to you.


Our History

Many years ago, an idea was born in the minds of men who entertained a vision and anticipated the needs of a people in the years which were ahead. Like all other true stories , the reality of this idea far exceeded the fondest hopes and expectations of these pioneers and made our Savings Bank one of the leading institutions in this section of Ohio.

Wherever people join together in organized communities, there is a need for the services of savings and lending institutions. Over the years, this problem presented itself in Urbana, and the aggressiveness of a small group of men whose purpose was “to encourage the acquisition of real estate, the building of dwellings and the ownership of homesteads,” started the meager beginning of what today has materialized into a modern and sound institution that serves a large and ever-growing clientele.

The complete story of this march of progress is, of course, too voluminous to be detailed here but many interesting events have taken place over the years. Into the record of our Savings Bank is written the history of the community it serves, the births and deaths of its citizens, and the financial background of its families. The growth and progress of the community in which we live has been matched by the growth and success of Perpetual Federal Savings Bank.


Certificates of Deposit

Great Rates from a Stable Investment

Perpetual Federal Savings Bank specializes in CDs and understands you want to earn interest at great rates and terms from a safe, stable investment.


Traditional IRA

Prepare for Your Comfortable Retirement

Roth or Traditional IRAs provide pre-tax and after tax investment options.


Coverdell ESA

Coverdell Education Savings Account

Perpetual Federal Savings Bank can help you invest in a loved one’s education with a Coverdell Education Savings Account.


Personal Customer Service

We have been proudly serving our community for over 140 years. We want to provide you our legendary, face to face customer service. We are here to help. Please contact us if you need any assistance.