Certificates of Deposit

At Perpetual Federal Savings Bank, we handle the paperwork so you can focus on what matters to you.


Choose a Certificate of Deposit at PFSB

Perpetual Federal Savings Bank is the rate leader for Certificates of Deposit. People come from far and wide to take advantage of our rates and terms and you could, too. Do not wait any longer. Come to Perpetual Federal Savings and safely start to grow your money with a CD, and the legendary customer service at Perpetual Federal.

Contact us today!

Term Minimum Balance Interest Rate APY
6 Month $ 1,000.00 0.30% 0.30%
12 Month $ 1,000.00 0.50% 0.50%
18 Month $ 1,000.00 0.70% 0.70%
24 Month $ 1,000.00 0.80% 0.80%
30 Month $ 1,000.00 1.00% 1.01%
36 Month $ 1,000.00 1.00% 1.01%
48 Month $ 1,000.00 1.00% 1.01%
60 Month $ 1,000.00 1.00% 1.01%

A penalty may be imposed for early withdraw.
Quoted rates are subject to change daily
**Quoted APYs may be rounded up to the nearest hundredth decimal

*APY = Annual Percentage Yield

Single Family, Owner-Occupied Mortgages

Perpetual Federal Savings Bank has been lending money to families in our community since 1878. 

Your loan will stay at Perpetual Federal Savings Bank, and we will service it for the life of the loan. 


Investment Property Mortgages

Perpetual Federal Savings Bank has been the lending partner for entrepreneurial property owners in our community since 1878.

If you have investment properties that you would like to finance, our experienced local lenders can find the right solution for you. 


Mortgage Refinancing

Are you looking to lower your payment or your rate?

We have experienced local lenders. We offer 15 year and 30 year terms. 


Personal Customer Service

We have been proudly serving our community for over 140 years. We want to provide you our legendary, face to face customer service. We are here to help. Please contact us if you need any assistance.