Mortgages | Investment Property

At Perpetual Federal Savings Bank, we handle the paperwork so you can focus on what matters to you.


Investment Property Mortgages

Perpetual Federal Savings Bank has been the lending partner for entrepreneurial property owners in our community since 1878. If you have investment properties that you would like to finance, our experienced local lenders can find the right solution for you. We offer 10, 12, 15, and 20 year terms. Your loan will stay at Perpetual Federal Savings Bank, and we will service it for the life of the loan.

Come to Perpetual Federal Savings and take advantage of our legendary customer service to finance your investment property.

Contact us today!

Fixed rate - Fully Amortized

Term Rate Loan To Value APR Payment per $1,000
10 Years 4.000% 80% 4.14% $10.12
12 Years 4.000% 80% 4.12% $8.76
15 Years 4.000% 80% 4.10% $7.40
20 Years 4.000% 80% 4.08% $6.06
25 Years 4.250% 75% 4.32% $5.42

Rates are subject to change at anytime.
**See Loan Officer for Details

Please contact our loan officers at (937) 653-1700 for information regarding closing costs.
*APR = (Annual Percentage Rate) is based on a loan amount of $100,000

Certificates of Deposit

Great Rates from a Stable Investment

Perpetual Federal Savings Bank specializes in CDs and understands you want to earn interest at great rates and terms from a safe, stable investment. 


Traditional IRA’s

Prepare for Your Comfortable Retirement

Roth or Traditional IRAs provide pre-tax and after tax investment options.


Coverdell ESA

Coverdell Education Savings Account

Perpetual Federal Savings Bank can help you invest in a loved one’s education with a Coverdell Education Savings Account.


Personal Customer Service

We have been proudly serving our community for over 140 years. We want to provide you our legendary, face to face customer service. We are here to help. Please contact us if you need any assistance.